Nest Egg Chick Recommendations

Thanks for stopping by! I’m always excited when someone wants to learn more about budgeting and personal finance. There are tons of fantastic resources out there. These are just a few of my favorites, but of course, there are plenty of other excellent ones, too.

 

Personal Finance Blogs and Sites

  • Nest Egg Chick Facebook group: If you’re enjoying this site then you’ll love our Facebook group! That’s where I post tips and resources. We share our experiences and answer questions. If you have questions or want advice, this is the place to look.
  • Bogleheads forum: If you’re looking for advice on investing, this is the place to start. The folks here are super generous with their time and knowledge. Get informed and make your own decisions, but ask these excellent participants to help guide you in the right direction.
  • Frugalwoods: These folks are smart and funny, and they make frugality fun. They provide practical advice that anyone can follow.
  • jlcollinsnh: The Simple Path to Wealth – This is one of my favorite personal finance blogs. His approach is so simple and straightfoward that it leaves little room for confusion. On top of that, Jim is super generous with his time and gives thoughtful, detailed responses to the questions that are asked in the comments. I highly recommend starting with his stock series. These posts answer every question I ever had about investing and then some, but in a very simple, easy to understand way. My guess is that it will do the same for you.
  • Mr. Money Mustache: This guy is controversial but I like his financial approach. And his goal of early retirement really resonates with me. He advocates cutting out all excesses. I especially like his earlier posts, which give excellent tips and advice.
  • Mr. Money Mustache forum: There’s so much happening in this forum that it’s hard to know how to describe it. You’ll have to check it out for yourself. Ask a question and get lots of advice from helpful, generous participants. Join a local meetup group and get together with others who want to pay off debt and save up fast. Share your successes and have lots of supporters cheering for you. It’s a really wonderful place to hang out online.

Disclosure: Some of the links on in the following sections this page are affiliate links. That means if that if you buy anything from the site they link to, this blog might earn a small commission. Your price won’t be higher if you use these links.

Personal Finance Books

  • The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich by David Bach – This opened my eyes to the power of small changes that add up over time. I won’t spoil the book, but my guess is that the opening will grab you like it grabbed me, and will make you want to keep on reading. I actually listened to it as an audio book, and it came with a CD (yeah, it was back when I listened to CDs) that contained all of the charts in the book. That was super handy.
  • The Bogleheads’ Guide to Investing by Taylor Larimore, Mel Lindauer, Michael LeBoeuf – I happen to really like this approach to investing and found this book to be very helpful in understanding the basics.
  • The Millionaire Next Door: The Surprising Secrets of America’s Wealthy by Thomas J. Stanley and William D. Danko – What an eye-opener! If you enjoy the psychology of money, read this book. If you want to gain a better understanding of how a parent’s financial treatment of children affects those children, read this book. If you want to understand who has millions but doesn’t seem to, read this book. This was originally written in 1998 (with a more recent forward in 2010), but my personal belief is that not as much has changed among this particular group (millionaires) as we might expect.
  • The Richest Man in Babylon by George S. Clason – This short and simple book has all of the money lessons we all need to know. It’s a creative way of sharing useful knowledge that reads like fiction but teaches a lot.
  • Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams by David Bach – This was the first personal finance book I ever read and it made me see things in a whole new way. It’s a great start to your personal finance journey that covers the basics of what you need to know.
  • Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Revised and Updated for the 21st Century by Vicki Robin and Joe Dominguez – If you spend time on personal finance blogs or in the forums, you’ll come across many, many mentions of this book. This is THE personal finance book. It was one of the first and it remains one of the best. It shows you the real cost of what you spend. It shows you how to think about your income and about your expenses. It covers how to track your earning and spending and how to determine when you’ve reached financial independence. I really can’t describe this book adequately. You’ll just have to go read it for yourself.

Other Financial Stuff

  • When it comes to investing, there are many brokerage companies. I’m a big fan of Vanguard. It has a great variety of index funds and ETFs, very low fees, and fantastic customer service.
  • CalendarBudget is a free program to track your expenses and your budgeted expenses in a calendar format. It shows your your bank balance every day, and your projected balance for every day in the future.
  • Mint is a free app to track your expenses. It connects to your bank and credit cards and imports the data for you.
  • Personal Capital is free app to track your expenses. It connects to your bank and credit cards and imports the data for you.
  • You Need a Budget, or YNAB for short, imports your bank and credit card data to help you track your expenses. It also offers great budgeting tips and tools. There’s a monthly fee for this one.

Cutting Expenses

  • Republic Wireless offers cheap cell phone plans very inexpensive unlimited calls and texts and very reasonable data plans.
  • Ting is a cell phone company that does things differently by charging you only for the minutes, texts, and data that you use each month.

Disclaimer: These are my own opinions. You’re responsible for any products you purchase and decisions you make. So, in slightly more legalese: None of the advice, opinions, or suggestions offered here are meant to be followed without consideration for your own personal circumstances. You are responsible for your own actions.