All of the content on this blog is the author’s opinion and thought. It’s accuracy and completeness are not guaranteed. None of the advice, opinions, or suggestions offered here are meant to be followed without consideration for your own personal circumstances. They are offered as something for you to think about. When the author responds to comments, those are her thoughts and opinions based on limited information. You are responsible for your own actions.

Whenever real people are mentioned (except for the author) their names are changed. If a fictional character is created, it will be clearly state that they are fictional.

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