by Julie | May 7, 2017 | Budgeting, Savings and debt
Few things suck more than being totally stressed out when you get home from vacation because of the all the bills you have piling up, amiright? But it doesn’t have to be that way. That’s why I laid out a plan to go on vacation without going into debt....
by Julie | Apr 9, 2017 | Budgeting, Mindset, Savings and debt, The Basics
Budgeting: it’s the first thing most people ask me about. So let’s figure out why everyone struggles with budgeting. Budgeting is like exercising, and a lot of people fail at both because they set unrealistic expectations. We plan for what we think we...
by Julie | Jan 1, 2017 | Budgeting, Mindset
I don’t pay any attention to when bills are due. It’s a luxury I’m thankful for, and one that I’m convinced you can have, too. Here’s how I do it. There are instructions for you to set it up, too. Letting the bills pay themselves...
by Julie | Oct 24, 2016 | Budgeting, Mindset
Your latest paycheck is in the bank and life is good. Until the end of the month. Suddenly, you need to pay the credit card bill, and you don’t have enough money. What happened? You should have had enough money, but somehow, it’s just not adding up. If...
by Julie | Sep 11, 2016 | Budgeting, Mindset
Budgets are one of those things that are great in theory, but the reality leaves a lot to be desired. What we’re (not) taught I think a lot of the problem is the way we’re taught to do a budget: – write out what you earn – write out what you...
by Julie | Aug 15, 2016 | Budgeting, Lowering expenses
Something unexpected happens when you write down what you do. I did a food diary once. Ok, I’ve done them a few times, but the first time was the one that surprised me the most. It wasn’t just what I ate that surprised me, but also how my diet changed...