3 quick steps to end your credit card regrets

Why did I buy that? What was I thinking? I don’t even need this! Do you ever look at your bills and wonder why you spent so much money? Maybe your downfall was the dollar bin at Target (that was mine.) Maybe you got carried away with the fancy cheeses at Whole...

How to go on vacation without going into debt

Few things suck more than being totally stressed out when you get home from vacation because of the all the bills you have piling up, amiright? But it doesn’t have to be that way. That’s why I laid out a plan to go on vacation without going into debt....

How I saved $10,000 with the Coat Pocket Method

It was risky, but I decided it was time. I took a deep breath and went for it! Yes, that’s right, I actually put my winter coat away for the season. Here in Boston, that’s a risky move, but I was ready. And as I cleaned out the pockets to put it away, I...

Why your budget fails and what to do instead

Budgeting: it’s the first thing most people ask me about. So let’s figure out why everyone struggles with budgeting. Budgeting is like exercising, and a lot of people fail at both because they set unrealistic expectations. We plan for what we think we...

End your stress by paying yourself first

Watching my computer screen, I could see her face relax. Her shoulders went down. The stress lifted. She had a plan and she could see that it would simply work. No more stressing out every month when she didn’t meet her savings goals. It reminded me that a...

How handling money is like playing the piano

Have you ever felt like you should know how to do something that seems universal? I have! And when I don’t know how to do it, I’m often too embarrassed to ask someone else. Sound familiar? Playing vs. PLAYING Anyone can play the piano once they have a...

How the “someday” approach will leave you broke

We’ve all done it. We say, “I’ll get control of my money someday.” Someday. Sure. It sounds nice at the time, and it’s how we eventually end up broke. Let’s flip the script and end up rich instead! The “someday” mindset...

How to get rich without a high income

If I had read that headline 10 years ago I would have assumed there was some sort of trick. It took a while, but I finally know better. There’s no trick, no bait-and-switch, no slight-of-hand. It’s real. Go figure. Oh, and if you prefer videos instead of...

5 easy ways to cut your grocery bill for good

Ah, food. Sometimes we love it (chocolate – yum!) Sometimes we hate it (mushrooms – yuck!) But always, we need it. And since we have to eat, a lot of people consider their grocery spending to be a necessary expense. The truth is, that’s only half...

The 2 words that will increase your savings

I could sum up this entire post in two words. To give them context, first I’m going to tell you a little story. Once upon a time Once upon a time (earlier today) I found myself feeling incredibly stressed out. My laptop had been in and out of the repair shop for...

7 ways to cut costs without cutting fun

It always comes back to short term pain for long term gain. But does it have to? Maybe you can enjoy the gain without the pain. Knowing the dough When it comes to entertainment, most of us spend more than we realize. I always encourage everyone to track their income...

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