About

H2016-04-08 17.52.48ey there, my name is Julie and I’m the Financial Freedom Coach. I work with women (and their partners) in their 20s and 30s to achieve their financial dreams by regaining control of their money while still enjoying their life.

Something brought you here. Maybe you look at your salary and wonder where on earth all of your money goes. Maybe you’re tired of living paycheck-to-paycheck, of making monthly debt payments, and of not having the cash to take the vacation you’ve been wanting. Maybe you find yourself thinking, “I know I should be saving for retirement but I just don’t know where to start.”

Maybe you feel that your dream life and your reality are disconnected and you want to bring them together.

Whatever brought you here, I believe you can achieve it.

It’s time.

With the information on this site you can begin making great progress towards your goals. To move along faster, we can work together, one-on-one.

My goal is for you to reach your goals. Together, we will make it happen.

FINANCIAL FREEDOM COACHING

For me, this all started by accident, actually, and I couldn’t be happier about that. Way back in the olden days of 2009 I clicked on a blog post about decluttering because, well, my apartment was a bit (a lot) of a mess. But that’s a story for another day. In that post I clicked on a link that looked interesting and suddenly I was on a personal finance site. I didn’t think much of it at the time. But at the end of the article I saw a link to another post that looked interesting. 2 hours and many links later, I was totally hooked.

Over the next few months I read a lot of blog posts on that site, then on other sites. I took books out of the library. I read about personal finance and I loved it. It made sense to me in a way that few things do. It felt right.

Of course I’d thought that I already had fantastic financial habits. In some ways I did. But doing all of this research made me realize how much better I could have been doing. I could have been saving more, investing better, and generally kicking more financial ass. Oops!

So I started to share what I knew. I offered to help a friend pay off debt. I helped another friend set up their first post-college budget. I worked with someone else to get them out of the paycheck-to-paycheck mode they’d sunk into.

Somewhere along the way I started working with people I didn’t know. They paid me and in return I helped them to save far more than what they paid me. Even better, I set them up for long term success.

When you work with me, you have someone who understands and cares. You have someone who will guide you as you try to figure out something new that can be confusing and scary at first. You get access to everything I know about increasing your savings while still living a fun life. As we work together, I will create a personalized plan that works for you. Everyone’s situation is different, so it’s important that everyone’s plan is different, too. One person will gladly give up their morning latte and for another, that’s a dealbreaker. I want to work with you so that you can keep your dealbreakers and instead make changes to the things you don’t care about as much.

I will offer you a safe, nonjudgmental environment. Instead of only talking about numbers, we will talk about life: your goals, your dreams, your desires for the present and for the future. I don’t judge. You’re not perfect and neither am I. The goal isn’t to be perfect, it’s to be happy.

By the time our work together is done, you will feel confident and secure with your financial plans. You will have more savings and less debt, and you will be saving up for the specific things that you want the most. You will know how to prioritize when the choices are tough. Maybe most importantly, you will have the skills to keep yourself on a positive path in the long run. You will have peace of mind.

And I loved every minute of my coaching sessions. I believe everyone should have the ability to live the life they want, and it sucks when someone is in a position to have it, but they don’t know how to make it happen. I’m changing people’s lives for the better – how could I possibly not love doing that?

So in addition to working with one person at a time, I started this site to reach even more people!

THE NEST EGG CHICK BLOG

I love working with people, but I can only work with so many; there are only so many hours in the day. That’s why I started blogging, too. Besides, not everyone is ready to hire a coach. Working with a coach may be faster and easier for a lot of people than going it on their own, but you can definitely make great progress on your own, too.

I write about a lot of different topics so you can pick and choose what is most useful to you right now. Learn how to assess your current financial status, cut your expenses, build your savings, and more. You might be interested in a post on meal planning or you might want to learn how to buy your car in cash. Pick whatever works for you right now.

That’s the key: doing what works for you. I firmly believe there’s no one-size-fits-all approach to getting your financial house in order, because your goals are different than mine and anyone else’s.

On the other hand, there are some universal truths and I cover those. I don’t shy away from telling you what I believe you need to know to achieve success because if I did, what good would this blog be? There’s no point in avoiding the obvious: you can’t succeed if you spend more than you earn. If you continue to take on debt, it will be hard or impossible to save. Even the smallest changes add up to big successes.

But don’t worry, I write about all of that in small, easy to manage chunks. I don’t want to overwhelm anyone because that’s no way to succeed, either. Every post will teach you at least 1 thing or give you at least 1 thing to do. You’ll walk away from every post with new knowledge and new actions to take. Because like I said, even the smallest changes add up to big successes, and I want you to achieve those successes.

It’s time for you to be the strong, confident woman with money that you are in other parts of your life.

A LITTLE MORE ABOUT ME

I’m weird. I like numbers. I know this makes me unusual, but I do. It’s because 2 + 2 = 4. Every. Single. Time. How awesome is that!? Even as a kid I loved puzzles that I could solve. My mom always said I was an easy kid, because even as a toddler she could put me in front of a puzzle and I wouldn’t move for hours. Now I see finances as puzzles to be solved. What fun!

I love living in Boston. Yes, it’s one of the most expensive cities in the U.S. That makes it more challenging, but it has also taught me a lot about how to live in an expensive city.

You know how I see finances as a puzzle to be solved? Well, everyone’s puzzle has complicating factors, and mine does too. Living in Boston is one of them. Another puzzle has been my income. I spent my career in nonprofit, which, as we all know, doesn’t pay a whole lot. Um… yeah. But I made it work. Then I went through a period of unemployment, and that brought different challenges.

I have a lot of hobbies, but I figured out how to make them pay for themselves. Knitting and crochet are two of my favorites. I’m also working on a book, hoping to be a dog’s mommy soon, and hanging out with friends. It’s busy and I love it!

Please come say hi to me in the Nest Egg Chick Facebook group, on Pinterest, and on Twitter. Or just send me an email. I’m already looking forward to chatting with you about how you’ll achieve financial freedom!